At AFS, we can prearrange all of your financing at a dealership near your home and take the hassles out of your car buying experience. We specialize in financing subprime automobile retail installment sales contracts purchased from franchise and independent automobile dealers. At AFS our primary focus is on helping the consumer with a less-than-perfect credit to obtain the necessary financing to facilitate the purchase of a vehicle of their choice. When you’re purchasing a new or preowned vehicle from a dealer, please trust AFS to provide you with excellent service with a loan that meets your needs.